Health Cover insurance after retirement

Health Cover insurance after retirement

One of the private health insurance companies, Apollo Munich is planning to introduce a plan to provide the insurance even after retirement. Though there is group insurance for the people till they are in the  post of job, after the retirement, the insurance companies are going back to  give the insurance to the people. To provide a solution for this problem, the Apollo Munich is had introduced a new rider called Optima Vital. This plan is almost ready to introduce but yet to get the approval from the IRDA. Additional to the corporate medical coverage, if there is vital rider plan, then the person can get the insurance even after the retirement. One thing to avail this offer is the person must have to be in the service and having the medical coverage and then he can select the top up of this offer. This change into a complete policy after the person gets 58 years of age. Then there is no need to pay additional charges and medical tests.

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